Cover Summary

You Are Covered For The Following
 

TYPE OF BENEFIT

PERSONAL &
BUSINESS USE

STUDENT USE

Accidental Damage 

Our policy will compensate you on the terms and conditions of this policy, for accidental damage to the equipment occurring by physical means.* Our policy will compensate you on the terms and conditions of this policy, for accidental damage to the equipment occurring by physical means.*

Theft

This policy insures against theft of the Equipment following forcible and violent entry to securely locked premises or Vehicle.# This policy insures against theft of the equipment.#

Cooling Off Period

If you are not happy with your cover then you can cancel your policy for any reason in the first 14 days, provided there has been no claim lodged in this period. If you are not happy with your cover then you can cancel your policy for any reason in the first 21 days, provided there has been no claim lodged in this period.

Home & Away

Cover for your equipment at home and whilst you are out and about* Cover for your equipment within the educational facility only.*

Overseas Cover

Cover on journeys outside of Australia of no more than 28 consecutive days.* Cover on journeys outside of Australia of no more than 28 consecutive days.*

 

   
*For a full listing of the terms and conditions of cover under this policy please refer to the PDS and FSG.

#Cover will not be available if the theft or accidental damage to the equipment occurs while the equipment is unattended, except where:
 

-   in a locked vehicle and out of sight; or
-   in premises reasonably secured from being accessible by an intruder or the public; or
-   the equipment is unintentionally left on public transport.
-   the equipment is within the premises of a kindergarten, primary or secondary educational facility in Australia or its Territories and is being used in an activity organised and supervised by the school as part of its educational or sporting program.

For a full listing of the terms and condition of cover under this policy please refer to the PDS and FSG