Personal Gadget Cover

Accidental Damage

Accidental Damage

This policy will compensate you for the terms and conditions of this policy, for accidental damage to the equipment occurring by physical means.*



This policy insures against theft of the Equipment following forcible and violent entry to securely locked premises or Vehicle.*

Money Back Guarantee

Cooling Off Period

If you are not happy with your cover then you can cancel your policy for any reason in the first 14 days.

Home and Away

Home & Away

Cover for your equipment at home and whilst you are out and about.*

Overseas Cover

Overseas Cover

Cover on journeys outside of Australia of no more than 28 consecutive days.*



Pay lower premiums if a higher excess is chosen/selected.


* For full terms and conditions of cover, please refer to the Direct FSG, PDS and Policy Wording. 


What Types Of Gadgets Are Covered?

Gadgets include mobile phones, tablets, laptops and camera equipment etc. For more details, please read the relevant PDS.

How Can I Purchase A Gadget Insurance Policy?

You can purchase our policies online. The online purchase process takes only a few minutes to complete. You can also call one of our friendly call centre staff on 1300 714 551 to complete the process on the telephone. It costs exactly the same either way. Our call centre is open from 9am - 5.30pm (AEST).

How Do I Renew My Gadget Insurance Policy?

At least 14 days prior to the expiry of the policy, we will send you, via email, an invitation to renew your insurance policy. The renewal will include a schedule of the insured equipment and the renewal premium. To renew your policy or change details of the equipment, you just need to call 1300 714 551 or email One of our call center staff will assist you in the policy renewal.

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